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	<title>Claire Hellam, Realtor-Associate</title>
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	<link>http://clairehellam.wordpress.com</link>
	<description>O&#039;ahu Realtor, Military Relocation Specialist, Army Wife, and most importantly, a Mom...</description>
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		<title>Claire Hellam, Realtor-Associate</title>
		<link>http://clairehellam.wordpress.com</link>
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		<title>Interest Rates are Unreal</title>
		<link>http://clairehellam.wordpress.com/2012/02/02/interest-rates-are-unreal/</link>
		<comments>http://clairehellam.wordpress.com/2012/02/02/interest-rates-are-unreal/#comments</comments>
		<pubDate>Fri, 03 Feb 2012 00:39:42 +0000</pubDate>
		<dc:creator>Claire Hellam</dc:creator>
				<category><![CDATA[Real Estate]]></category>

		<guid isPermaLink="false">http://clairehellam.wordpress.com/?p=618</guid>
		<description><![CDATA[I have lenders send me daily rates.  I can&#8217;t believe how low some of these rates are!  Back in 2007, rates were considered GREAT at 6.25%, then in 2009, 5% was unheard of, then in the end of 2010, 4% &#8230; <a href="http://clairehellam.wordpress.com/2012/02/02/interest-rates-are-unreal/">Continue reading <span class="meta-nav">&#8594;</span></a><img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=clairehellam.wordpress.com&amp;blog=14045321&amp;post=618&amp;subd=clairehellam&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
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		<title>Waiting for the Lender to Evict You?</title>
		<link>http://clairehellam.wordpress.com/2012/02/02/waiting-for-the-lender-to-evict-you/</link>
		<comments>http://clairehellam.wordpress.com/2012/02/02/waiting-for-the-lender-to-evict-you/#comments</comments>
		<pubDate>Fri, 03 Feb 2012 00:31:00 +0000</pubDate>
		<dc:creator>Claire Hellam</dc:creator>
				<category><![CDATA[Distressed Properties]]></category>
		<category><![CDATA[Real Estate]]></category>

		<guid isPermaLink="false">http://clairehellam.wordpress.com/?p=537</guid>
		<description><![CDATA[My first question is why?  Some homeowners are staying in their homes during the long, foreclosure process until someone forces them out.  They may be holding on to the thought of possibly saving their home, but in reality, saving it &#8230; <a href="http://clairehellam.wordpress.com/2012/02/02/waiting-for-the-lender-to-evict-you/">Continue reading <span class="meta-nav">&#8594;</span></a><img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=clairehellam.wordpress.com&amp;blog=14045321&amp;post=537&amp;subd=clairehellam&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
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		<title>Open House, Sunday, 9 Oct 2011 from 2-5pm</title>
		<link>http://clairehellam.wordpress.com/2011/10/08/open-house-sunday-october-9-2-5-pm-ewa-beach/</link>
		<comments>http://clairehellam.wordpress.com/2011/10/08/open-house-sunday-october-9-2-5-pm-ewa-beach/#comments</comments>
		<pubDate>Sun, 09 Oct 2011 02:38:49 +0000</pubDate>
		<dc:creator>Claire Hellam</dc:creator>
				<category><![CDATA[Ewa Beach]]></category>
		<category><![CDATA[Real Estate]]></category>
		<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[Open House]]></category>
		<category><![CDATA[Real estate]]></category>

		<guid isPermaLink="false">http://clairehellam.wordpress.com/?p=567</guid>
		<description><![CDATA[Come and visit me and learn more about this short sale listing.  Offered at $510,000.00 fee simple. &#160; Filed under: Ewa Beach, Real Estate, Uncategorized Tagged: Ewa Beach, Open House, Real estate<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=clairehellam.wordpress.com&amp;blog=14045321&amp;post=567&amp;subd=clairehellam&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
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			<media:title type="html">91-1148 Kaiee Street, Ewa Beach</media:title>
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		<title>Photo of the day</title>
		<link>http://clairehellam.wordpress.com/2011/09/24/photo-of-the-day/</link>
		<comments>http://clairehellam.wordpress.com/2011/09/24/photo-of-the-day/#comments</comments>
		<pubDate>Sun, 25 Sep 2011 04:51:20 +0000</pubDate>
		<dc:creator>Claire Hellam</dc:creator>
				<category><![CDATA[Uncategorized]]></category>

		<guid isPermaLink="false">http://clairehellam.wordpress.com/?p=563</guid>
		<description><![CDATA[Filed under: Uncategorized<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=clairehellam.wordpress.com&amp;blog=14045321&amp;post=563&amp;subd=clairehellam&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
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		<slash:comments>0</slash:comments>
	
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		<title>Being careful on purchases when buying real estate</title>
		<link>http://clairehellam.wordpress.com/2011/08/29/other_purchase/</link>
		<comments>http://clairehellam.wordpress.com/2011/08/29/other_purchase/#comments</comments>
		<pubDate>Mon, 29 Aug 2011 22:45:02 +0000</pubDate>
		<dc:creator>Claire Hellam</dc:creator>
				<category><![CDATA[Real Estate]]></category>

		<guid isPermaLink="false">http://clairehellam.wordpress.com/?p=558</guid>
		<description><![CDATA[On O&#8217;ahu, our median home price is almost $600,000.  Not a whole lot of people would be able to buy a home all in cash.  The majority of us need the help of lenders to aid us in buying a &#8230; <a href="http://clairehellam.wordpress.com/2011/08/29/other_purchase/">Continue reading <span class="meta-nav">&#8594;</span></a><img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=clairehellam.wordpress.com&amp;blog=14045321&amp;post=558&amp;subd=clairehellam&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
		<wfw:commentRss>http://clairehellam.wordpress.com/2011/08/29/other_purchase/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
	
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			<media:title type="html">clairehellam</media:title>
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		<title>Unemployment Special Forbearance</title>
		<link>http://clairehellam.wordpress.com/2011/07/20/unemployment-special-forbearance/</link>
		<comments>http://clairehellam.wordpress.com/2011/07/20/unemployment-special-forbearance/#comments</comments>
		<pubDate>Thu, 21 Jul 2011 06:50:17 +0000</pubDate>
		<dc:creator>Claire Hellam</dc:creator>
				<category><![CDATA[Real Estate]]></category>

		<guid isPermaLink="false">http://clairehellam.wordpress.com/?p=550</guid>
		<description><![CDATA[Forbearance in mortgage terms means when a delinquent homeowner makes an agreement with the lender to stop foreclosure proceedings during a specific period of time until the borrower can catch up with their payments.  In July, the Obama Administration announced &#8230; <a href="http://clairehellam.wordpress.com/2011/07/20/unemployment-special-forbearance/">Continue reading <span class="meta-nav">&#8594;</span></a><img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=clairehellam.wordpress.com&amp;blog=14045321&amp;post=550&amp;subd=clairehellam&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
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		<slash:comments>0</slash:comments>
	
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			<media:title type="html">stop_foreclosure-medium</media:title>
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		<title>June 2011 Median Sales Price</title>
		<link>http://clairehellam.wordpress.com/2011/07/06/june-2011-median-sales-price/</link>
		<comments>http://clairehellam.wordpress.com/2011/07/06/june-2011-median-sales-price/#comments</comments>
		<pubDate>Thu, 07 Jul 2011 02:34:17 +0000</pubDate>
		<dc:creator>Claire Hellam</dc:creator>
				<category><![CDATA[Real Estate]]></category>

		<guid isPermaLink="false">http://clairehellam.wordpress.com/?p=527</guid>
		<description><![CDATA[For June 2011, the median sales price for a Single Family Home is $562,500.  Mostly due to the shortage of inventory in the O&#8217;ahu market place. The report below was released by the Honolulu Board of Realtors, July 7, 2011 &#8230; <a href="http://clairehellam.wordpress.com/2011/07/06/june-2011-median-sales-price/">Continue reading <span class="meta-nav">&#8594;</span></a><img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=clairehellam.wordpress.com&amp;blog=14045321&amp;post=527&amp;subd=clairehellam&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
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		<slash:comments>0</slash:comments>
	
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			<media:title type="html">clairehellam</media:title>
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		<media:content url="http://clairehellam.files.wordpress.com/2011/07/median-sales-price-2011-061.jpg?w=300" medium="image">
			<media:title type="html">Median Sales Price 2011-06</media:title>
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		<title>91-1014 Kaiakua Street, Ewa Beach, 96706</title>
		<link>http://clairehellam.wordpress.com/2011/06/24/91-1014-kaiakua-street-ewa-beach-96706/</link>
		<comments>http://clairehellam.wordpress.com/2011/06/24/91-1014-kaiakua-street-ewa-beach-96706/#comments</comments>
		<pubDate>Sat, 25 Jun 2011 00:56:27 +0000</pubDate>
		<dc:creator>Claire Hellam</dc:creator>
				<category><![CDATA[Ewa Beach]]></category>
		<category><![CDATA[Real Estate]]></category>
		<category><![CDATA[Real estate]]></category>

		<guid isPermaLink="false">http://clairehellam.wordpress.com/?p=506</guid>
		<description><![CDATA[I&#8217;m holding an open house this Sunday, 26 June from 1 to 4 pm in the master planned community of Ocean Pointe in Ewa Beach, O&#8217;ahu, Hawaii. This spacious home is an Executive Series 501 model.  It has very nice &#8230; <a href="http://clairehellam.wordpress.com/2011/06/24/91-1014-kaiakua-street-ewa-beach-96706/">Continue reading <span class="meta-nav">&#8594;</span></a><img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=clairehellam.wordpress.com&amp;blog=14045321&amp;post=506&amp;subd=clairehellam&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
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		<slash:comments>0</slash:comments>
	
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		<media:content url="http://clairehellam.files.wordpress.com/2011/06/kaiakua.jpg" medium="image">
			<media:title type="html">91-1014 Kaiakua Street, Ewa Beach</media:title>
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		<title>Why Banks May NOT Approve a Short Sale</title>
		<link>http://clairehellam.wordpress.com/2011/06/16/why-banks-may-not-approve-a-short-sale/</link>
		<comments>http://clairehellam.wordpress.com/2011/06/16/why-banks-may-not-approve-a-short-sale/#comments</comments>
		<pubDate>Fri, 17 Jun 2011 08:04:10 +0000</pubDate>
		<dc:creator>Claire Hellam</dc:creator>
				<category><![CDATA[Real Estate]]></category>
		<category><![CDATA[Real estate]]></category>
		<category><![CDATA[short sales]]></category>

		<guid isPermaLink="false">http://clairehellam.wordpress.com/?p=402</guid>
		<description><![CDATA[There are many reasons why banks reject short sales. Short sales basically mean when a bank agrees to accept an amount for the sale of a home that is less than the balance owed on the property.  Typically, a highly &#8230; <a href="http://clairehellam.wordpress.com/2011/06/16/why-banks-may-not-approve-a-short-sale/">Continue reading <span class="meta-nav">&#8594;</span></a><img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=clairehellam.wordpress.com&amp;blog=14045321&amp;post=402&amp;subd=clairehellam&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
		<wfw:commentRss>http://clairehellam.wordpress.com/2011/06/16/why-banks-may-not-approve-a-short-sale/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
	
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		<title>2011 Obon Dance Schedule O&#8217;ahu</title>
		<link>http://clairehellam.wordpress.com/2011/06/14/2011-obon-dance-schedule-oahu/</link>
		<comments>http://clairehellam.wordpress.com/2011/06/14/2011-obon-dance-schedule-oahu/#comments</comments>
		<pubDate>Wed, 15 Jun 2011 09:18:19 +0000</pubDate>
		<dc:creator>Claire Hellam</dc:creator>
				<category><![CDATA[My Hawaii]]></category>

		<guid isPermaLink="false">http://clairehellam.wordpress.com/?p=456</guid>
		<description><![CDATA[It&#8217;s Bon Dance season!  Yay!  See you at the nearest Hongwanji!  Thank you, bondance.com for the schedule! June 18 (Sat.): Ewa Hongwanji, following 6 p.m. service (677-4221) June 24-25 (Fri./Sat.): Honpa Hongwanji Hawaii Betsuin, following 6 p.m. service (536-7044)Preview June 24-25 (Fri./Sat.): &#8230; <a href="http://clairehellam.wordpress.com/2011/06/14/2011-obon-dance-schedule-oahu/">Continue reading <span class="meta-nav">&#8594;</span></a><img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=clairehellam.wordpress.com&amp;blog=14045321&amp;post=456&amp;subd=clairehellam&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
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		<slash:comments>0</slash:comments>
	
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